documentation

Document Terms & Conditions

Introduction

Please read the following terms and conditions regarding the use of this document. By reading, downloading or using any information contained on this document, you agree to be bound by these terms and conditions that follow. This document is the property of Mobile Financial Services Ltd ("MFSL"), a company incorporated under the laws of England and Wales (registered number 06000834) and having its registered office in Mayfair, London. For the purpose of thee terms and conditions, the term "MFSL" shall include all of its subsidiaries, sister companies and any other company in which MFSL holds a shareholding representing at least 10% of the issued share capital of that company.

The section headings of these terms and conditions are for ease of reference only and shall not be admissible in any action to alter, modify or interpret the contents of any section. All matters relating to your access and use of this document shall be governed by English law. A finding by a court of competent jurisdiction that a provision of these terms and conditions is invalid, illegal or unenforceable shall not affect any other part of these terms and conditions and such provision shall be construed by limiting it to the extent necessary so as to be enforceable or, if such provision cannot be so limited, then these terms and conditions shall be construed as if they had never contained such provision. The waiver by MFSL of any provision of these terms and conditions on any particular occasion and upon any particular circumstances shall not operate as a waiver of such provision on any other occasion or upon any other circumstances. Some statements made by MFSL might be subject to alteration and future variation. This document is not a legally binging agreement between the recipient and MFSL.

Indemnity

YOU AGREE TO INDEMNIFY, DEFEND AND HOLD MFSL HARMLESS FROM AND AGAINST ANY AND ALL CLAIMS, LIABILITIES, DAMAGES, LOSSES OR EXPENSES (INCLUDING REASONABLE LEGAL FEES AND COSTS) ARISING OUT OF, BASED ON OR IN CONNECTION WITH YOUR ACCESS TO AND/OR USE OF THIS DOCUMENT.

IN NO EVENT SHALL MFSL OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES INCLUDING, WITHOUT LIMITATION, LOSS OF PROFITS OR REVENUES, COSTS OF REPLACEMENT GOODS, LOSS OR DAMAGE TO DATA ARISING OUT OF THE USE OR INABILITY TO USE THIS DOCUMENT OR ANY MFSL SERVICES, DAMAGES RESULTING FROM USE OF OR RELIANCE ON THE INFORMATION OR MATERIALS PRESENTED ON THIS DOCUMENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR OTHERWISE EVEN IF MFSL OR ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Document Disclaimer

The information contained in this document is for general guidance on matters of interest only and is not intended to constitute legal or other professional advice. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions or inaccuracies in information contained on this document.

While MFSL has made every attempt to ensure that the information contained on this document has been obtained from reliable sources, MFSL is not responsible for any errors or omissions in the information contained on this document or for the results obtained from the use of this information.

MFSL assumes no responsibility for accuracy, correctness or content of the materials provided on this document. You should not assume that the materials on this document are continuously updated or otherwise contain current information. The materials provided on this web-site are provided "as is" and any warranty (express or implied), condition or other term of any kind is hereby excluded.

Legal Requirement

Any reproduction or distribution of this document, in whole or in part, or the divulgence of any portion of its contents, without the prior written consent of the Company, is strictly prohibited. Should this document (through the act or default of the recipient) reach other persons without our written consent, the recipient will indemnify the Company against any loss or damage or other liabilities (including all costs) that they may suffer as a result.

Trademark notice

The trademarks, logos, and service marks (the "Marks") displayed on this Document are the property of MFSL or other third parties. You are not permitted to use the Marks without the prior written consent of MFSL or such third party which may own the Marks. Trademarks of MFSL include but are not limited to the names and logos of Mobile Financial Services, its subsidiaries and sister companies.

Copyright and Intellectual Property Rights

All materials on this document including, without limitation, names, logos, images, graphics, software and other elements making up the MFSL document are protected by copyrights and other intellectual property rights owned by MFSL or by other parties that have licensed their materials to MFSL.

MFSL's innovative services and its specially developed systems, business processes and technologies are the subject of a number of patents under investigation. Any party wishing to copy, derive or develop similar services or business processes is advised to contact MFSL in advance of so doing to ensure non-infringement of MFSL's intellectual property or to discuss a license to use MFSL's services, business processes and technology.

For the avoidance of doubt, the full contents of this document are unless otherwise stated are the copyright works of MFSL.

Usage Rights

You may view, copy and print text and graphics incorporated in this document (the "Document") subject to the following: (a) the Documents may be used solely for personal, informational and non-commercial purposes; and (b) the Documents may not be modified or altered in any way. You may not download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any information from this document in whole or in part without the express authorisation of MFSL. You may not remove any copyright or other proprietary notices contained in the Documents. MFSL reserves the right to revoke the authorisation to view, download and print the Documents available on this document at any time and any such use shall be discontinued immediately upon written notice from MFSL.

Termination of use

You agree that MFSL may, in its sole discretion might request that the document be returned to MFSL and all copies, electronic and paper, be diposed of.

Product Information

Product performance is measured using specific computer and communication systems and components and reflects approximate performance of the tested products. Any difference in hardware or software may affect actual performance and buyers should consult other sources of information to evaluate the performance of the Sólido Architecture®;. Additionally, certain products mentioned in this document might still be under development and not ready for commercial launch.

Forward-Looking Statements

The materials contained on this document may contain projections or other forward-looking statements relating to future events, future products or the future performance of MFSL. Such statements are only predictions and subject to certain risks and uncertainties. Consequently, actual events or results may differ materially. These risks and uncertainties are described from time to time in MFSL's filings to Companies House. In addition, some of the statements made may refer to work in progress, events which are about to happen and are therefore still pending and subject to change.

Non-Disclosure Agreement (NDA)

Please note all recipient of all MFSL documentation need to have signed a non-disclosure agreement. Moreover, if you have received a RED Document and have not signed and returned a Special NDA, please contact MFSL immediately.

Red Documents

Please note that MFSL Red documents are governed by a special NDA. If you have received a RED Document and have not signed and returned a Special NDA, please contact MFSL immediately. A Red document will have the word "Red" in the document number in the main page and the document number will be on every page thereafter.

Received in Error

If you are not the intended recipient, please permanently delete it from your system immediately - and disclosure, copying or distribution thereof or any action taken or omitted to be taken in reliance thereon is prohibited and may be unlawful. Please also contact us immediately.

Contact Information

Please email issues@mobilefinancialservices. com to discuss and questions you might have about this document or to request a NDA or Special NDA.